/*
Theme Name: QA
Theme URI: https://insurance.help
Author: Insurance.Help
Author URI: https://insurance.help
Description: Custom WordPress theme for Insurance.Help — Q&A articles, lead gen forms, and topic-filtered library.
Version: 1.0.0
Requires at least: 6.0
Tested up to: 6.7
Requires PHP: 8.0
License: Proprietary
Text Domain: qa
*/

/* ═══════════════════════════════════════════════════════
   Insurance.Help — Shared Stylesheet
   ═══════════════════════════════════════════════════════ */

/* ── Brand Tokens ─────────────────────────────────────── */
:root {
  --navy:        #1B3A6B;
  --navy-dark:   #112549;
  --navy-light:  #2A4F8F;
  --crimson:     #8B1A1A;
  --crimson-lit: #A52020;
  --gold:        #E8B830;
  --gold-light:  #F5D060;
  --cream:       #FAF8F4;
  --warm-white:  #FFFDF9;
  --muted:       #6B7280;
  --text:        #1F2937;
  --border:      rgba(27,58,107,0.12);
  --container:   1200px;
  --container-sm: 840px;
}

/* ── Reset & Base ─────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: 'Inter', system-ui, sans-serif;
  background: var(--cream);
  color: var(--navy-dark);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

img { display: block; max-width: 100%; height: auto; }
a { text-decoration: none; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

h1, h2, h3, h4 {
  font-family: 'Playfair Display', Georgia, serif;
  letter-spacing: -0.03em;
  line-height: 1.15;
  color: var(--navy-dark);
}

/* ── Layout ───────────────────────────────────────────── */
.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 2rem;
}
.container--sm { max-width: var(--container-sm); }

/* ── Grain texture ────────────────────────────────────── */
.grain::after {
  content: '';
  position: absolute;
  inset: 0;
  pointer-events: none;
  opacity: 0.035;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noise'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noise)'/%3E%3C/svg%3E");
  background-size: 200px 200px;
}

/* ═══════════════════════════════════════════════════════
   NAVIGATION
   ═══════════════════════════════════════════════════════ */
.site-nav {
  background: rgba(250,248,244,0.94);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 100;
}
.nav-inner {
  display: flex;
  align-items: center;
  height: 72px;
  gap: 2rem;
}
.nav-wordmark {
  font-family: 'Playfair Display', Georgia, serif;
  font-weight: 700;
  font-size: 1.2rem;
  color: var(--navy-dark);
  letter-spacing: -0.02em;
  flex-shrink: 0;
}
.nav-wordmark .dot { color: var(--crimson); }
.nav-links {
  display: flex;
  align-items: center;
  gap: 2rem;
  margin-left: auto;
}
.nav-link {
  color: var(--navy);
  font-weight: 500;
  font-size: 0.9rem;
  letter-spacing: 0.01em;
  padding: 0.25rem 0;
  position: relative;
  transition: color 0.2s ease;
}
.nav-link::after {
  content: '';
  position: absolute;
  bottom: -2px; left: 0;
  width: 0; height: 2px;
  background: var(--gold);
  transition: width 0.25s cubic-bezier(0.34, 1.56, 0.64, 1);
  border-radius: 2px;
}
.nav-link:hover { color: var(--crimson); }
.nav-link:hover::after { width: 100%; }
.nav-link.active { color: var(--crimson); }
.nav-link.active::after { width: 100%; }

/* ═══════════════════════════════════════════════════════
   BUTTONS
   ═══════════════════════════════════════════════════════ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-family: 'Inter', sans-serif;
  font-weight: 600;
  font-size: 0.925rem;
  letter-spacing: 0.02em;
  padding: 0.75rem 1.75rem;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  text-decoration: none;
  transition:
    background 0.2s ease,
    transform 0.15s cubic-bezier(0.34, 1.56, 0.64, 1),
    box-shadow 0.2s ease;
}
.btn:active { transform: translateY(0) !important; }
.btn:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }

.btn-crimson {
  background: var(--crimson);
  color: #fff;
  box-shadow: 0 1px 2px rgba(139,26,26,0.2), 0 4px 12px rgba(139,26,26,0.25);
}
.btn-crimson:hover {
  background: var(--crimson-lit);
  transform: translateY(-2px);
  box-shadow: 0 2px 4px rgba(139,26,26,0.2), 0 8px 20px rgba(139,26,26,0.3);
}

.btn-gold {
  background: var(--gold);
  color: var(--navy-dark);
  font-weight: 700;
  font-size: 1rem;
  padding: 0.9rem 2.25rem;
  box-shadow: 0 1px 2px rgba(232,184,48,0.3), 0 4px 16px rgba(232,184,48,0.35), 0 8px 32px rgba(232,184,48,0.15);
}
.btn-gold:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 2px 4px rgba(232,184,48,0.3), 0 8px 24px rgba(232,184,48,0.45);
}
.btn-gold:focus-visible { outline-color: var(--navy); }

.btn-outline {
  background: transparent;
  color: var(--navy);
  border: 2px solid var(--navy);
}
.btn-outline:hover {
  background: var(--navy);
  color: #fff;
  transform: translateY(-2px);
}

.btn-outline-light {
  background: transparent;
  color: #fff;
  border: 2px solid rgba(255,255,255,0.5);
}
.btn-outline-light:hover {
  background: rgba(255,255,255,0.1);
  border-color: rgba(255,255,255,0.8);
  transform: translateY(-2px);
}

.btn-nav {
  background: var(--navy);
  color: #fff;
  font-size: 0.875rem;
  padding: 0.6rem 1.25rem;
  flex-shrink: 0;
}
.btn-nav:hover {
  background: var(--navy-dark);
  transform: translateY(-1px);
}

.btn--full { width: 100%; justify-content: center; }
.btn--lg { font-size: 1rem; padding: 1rem 2.5rem; }

/* ═══════════════════════════════════════════════════════
   FORMS
   ═══════════════════════════════════════════════════════ */
.form-card {
  background: var(--warm-white);
  border: 1px solid var(--border);
  border-radius: 20px;
  box-shadow:
    0 1px 2px rgba(27,58,107,0.06),
    0 8px 24px rgba(27,58,107,0.09),
    0 24px 64px rgba(27,58,107,0.07),
    0 0 0 1px rgba(232,184,48,0.08);
  padding: 2.25rem 2rem;
  position: relative;
  overflow: hidden;
}
.form-card-accent {
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--navy), var(--gold), var(--crimson));
  border-radius: 20px 20px 0 0;
}
.form-card-title {
  font-size: 1.35rem;
  color: var(--navy-dark);
  margin-bottom: 0.35rem;
}
.form-card-sub {
  font-size: 0.875rem;
  color: var(--muted);
  margin-bottom: 1.5rem;
}

.form-label {
  display: block;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: 0.02em;
}
.form-input {
  width: 100%;
  background: var(--cream);
  border: 1.5px solid rgba(27,58,107,0.15);
  border-radius: 8px;
  padding: 0.75rem 1rem;
  font-family: 'Inter', sans-serif;
  font-size: 0.925rem;
  color: var(--navy-dark);
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
  outline: none;
}
.form-input::placeholder { color: #9CA3AF; }
.form-input:hover { border-color: rgba(27,58,107,0.3); }
.form-input:focus {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(27,58,107,0.1);
  background: #fff;
}
select.form-input {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%231B3A6B' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 0.875rem center;
  padding-right: 2.25rem;
  cursor: pointer;
}
textarea.form-input {
  resize: vertical;
  min-height: 64px;
  line-height: 1.6;
}
.form-group { display: flex; flex-direction: column; gap: 0.375rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 0.875rem; }
.form-privacy {
  font-size: 0.75rem;
  color: var(--muted);
  text-align: center;
  margin-top: 0.5rem;
}

/* Life stage radio pills */
.life-stage-fieldset { border: none; }
.life-stage-legend {
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: 0.02em;
  margin-bottom: 0.75rem;
  display: block;
}
.life-stage-legend .optional { font-weight: 400; color: var(--muted); }
.life-stage-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
}
.life-stage-pill {
  position: relative;
  cursor: pointer;
}
.life-stage-pill input[type="radio"] {
  position: absolute;
  opacity: 0;
  width: 0; height: 0;
}
.life-stage-pill span {
  display: inline-flex;
  align-items: center;
  padding: 0.4rem 0.875rem;
  border-radius: 100px;
  border: 1.5px solid rgba(27,58,107,0.2);
  font-size: 0.8rem;
  font-weight: 500;
  color: var(--navy);
  background: var(--cream);
  transition: all 0.18s ease;
  user-select: none;
  line-height: 1;
}
.life-stage-pill:hover span {
  border-color: var(--navy);
  background: rgba(27,58,107,0.05);
}
.life-stage-pill input:checked + span {
  background: var(--navy);
  border-color: var(--navy);
  color: #fff;
}
.life-stage-pill input:focus-visible + span {
  outline: 3px solid var(--gold);
  outline-offset: 2px;
}

.form-message {
  border-radius: 8px;
  padding: 0.75rem 1rem;
  font-size: 0.875rem;
  margin-top: 0.75rem;
  display: none;
}
.form-message.success { background: #d1fae5; color: #065f46; display: block; }
.form-message.error   { background: #fee2e2; color: #991b1b; display: block; }

/* ═══════════════════════════════════════════════════════
   HERO
   ═══════════════════════════════════════════════════════ */
.hero {
  background:
    radial-gradient(ellipse 80% 60% at 10% 20%, rgba(27,58,107,0.07) 0%, transparent 60%),
    radial-gradient(ellipse 60% 50% at 90% 80%, rgba(232,184,48,0.06) 0%, transparent 55%),
    radial-gradient(ellipse 50% 40% at 50% 0%,  rgba(139,26,26,0.04)  0%, transparent 50%),
    var(--cream);
  position: relative;
  overflow: hidden;
  padding: 5rem 2rem 5.5rem;
}
.hero-inner {
  max-width: var(--container);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 460px;
  gap: 5rem;
  align-items: center;
}
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: rgba(27,58,107,0.07);
  border: 1px solid rgba(27,58,107,0.12);
  border-radius: 100px;
  padding: 0.3rem 0.85rem;
  font-size: 0.8rem;
  font-weight: 500;
  color: var(--navy);
  margin-bottom: 1.5rem;
}
.hero-eyebrow-dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--gold);
  flex-shrink: 0;
}
.hero-headline {
  font-size: clamp(2.4rem, 4vw, 3.5rem);
  color: var(--navy-dark);
  margin-bottom: 1.25rem;
  max-width: 540px;
}
.hero-headline em {
  font-style: normal;
  color: var(--crimson);
  position: relative;
}
.hero-sub {
  font-size: 1.05rem;
  color: #4B5563;
  max-width: 480px;
  margin-bottom: 2rem;
  line-height: 1.8;
}
.hero-photo-wrap {
  position: relative;
  border-radius: 20px;
  overflow: hidden;
  box-shadow:
    0 4px 16px rgba(27,58,107,0.12),
    0 16px 48px rgba(27,58,107,0.1);
  aspect-ratio: 4 / 3;
  margin-top: 2.5rem;
}
.hero-photo-wrap img {
  width: 100%; height: 100%;
  object-fit: cover;
}
.hero-photo-wrap::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(17,37,73,0.25) 0%, transparent 50%);
}

/* ═══════════════════════════════════════════════════════
   TRUST BAR
   ═══════════════════════════════════════════════════════ */
.trust-bar {
  background: var(--navy);
  padding: 2.25rem 2rem;
  position: relative;
  overflow: hidden;
}
.trust-bar::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 40% 80% at 20% 50%, rgba(232,184,48,0.08) 0%, transparent 60%),
    radial-gradient(ellipse 30% 60% at 80% 50%, rgba(139,26,26,0.12) 0%, transparent 60%);
}
.trust-bar-inner {
  max-width: var(--container);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-evenly;
  flex-wrap: wrap;
  gap: 1.25rem 0;
  position: relative;
}
.trust-divider {
  width: 1px; height: 40px;
  background: rgba(255,255,255,0.12);
}
.trust-stat { text-align: center; }
.trust-stat-num {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  display: block;
}
.trust-stat-label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.65);
  letter-spacing: 0.03em;
  margin-top: 0.25rem;
  display: block;
}

/* ═══════════════════════════════════════════════════════
   SECTIONS — shared
   ═══════════════════════════════════════════════════════ */
.section { padding: 6rem 2rem; }
.section--cream { background: var(--cream); }
.section--white { background: var(--warm-white); }
.section--navy  { background: var(--navy-dark); position: relative; overflow: hidden; }

.section-eyebrow {
  font-family: 'Inter', sans-serif;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--crimson);
  display: block;
  margin-bottom: 0.75rem;
}
.section-title {
  font-size: clamp(1.9rem, 3vw, 2.75rem);
  color: var(--navy-dark);
  margin-bottom: 1rem;
}
.section-sub {
  font-size: 1rem;
  color: var(--muted);
  max-width: 480px;
  margin: 0 auto;
  line-height: 1.8;
}
.section-header {
  text-align: center;
  margin-bottom: 4rem;
}
.section-header .section-sub { margin-top: 0.75rem; }

/* ═══════════════════════════════════════════════════════
   HOW IT WORKS
   ═══════════════════════════════════════════════════════ */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
}
.step-card {
  text-align: center;
  padding: 2.5rem 2rem;
  border-radius: 20px;
  border: 1px solid var(--border);
  position: relative;
}
.step-card--light { background: var(--cream); }
.step-card--navy  { background: var(--navy); box-shadow: 0 8px 32px rgba(27,58,107,0.25); }
.step-badge {
  position: absolute;
  top: -1px; left: 50%;
  transform: translateX(-50%);
  font-family: 'Inter', sans-serif;
  font-weight: 700;
  font-size: 0.7rem;
  letter-spacing: 0.08em;
  padding: 0.2rem 0.8rem;
  border-radius: 0 0 8px 8px;
}
.step-badge--gold   { background: var(--gold);    color: var(--navy-dark); }
.step-badge--crimson { background: var(--crimson); color: #fff; }
.step-icon {
  width: 64px; height: 64px;
  border-radius: 18px;
  background: var(--navy);
  display: flex; align-items: center; justify-content: center;
  margin: 1.25rem auto 1.5rem;
  box-shadow: 0 2px 8px rgba(27,58,107,0.2), 0 8px 24px rgba(27,58,107,0.15);
}
.step-icon--gold-border {
  background: rgba(232,184,48,0.12);
  border: 1.5px solid rgba(232,184,48,0.3);
  box-shadow: 0 2px 8px rgba(232,184,48,0.15);
}
.step-title { font-size: 1.2rem; margin-bottom: 0.75rem; }
.step-title--white { color: #fff; }
.step-body { font-size: 0.9rem; color: var(--muted); line-height: 1.75; }
.step-body--white { color: rgba(255,255,255,0.7); }

/* ═══════════════════════════════════════════════════════
   COVERAGE CARDS
   ═══════════════════════════════════════════════════════ */
.coverage-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.coverage-card {
  background: var(--warm-white);
  border: 1.5px solid var(--border);
  border-radius: 16px;
  padding: 2rem 1.75rem;
  display: flex;
  flex-direction: column;
  gap: 0.875rem;
  position: relative;
  overflow: hidden;
  transition:
    transform 0.2s cubic-bezier(0.34, 1.56, 0.64, 1),
    box-shadow 0.2s ease,
    border-color 0.2s ease;
  box-shadow: 0 1px 2px rgba(27,58,107,0.04), 0 4px 12px rgba(27,58,107,0.06);
  text-decoration: none;
}
.coverage-card:hover {
  transform: translateY(-6px);
  border-color: var(--gold);
  box-shadow:
    0 2px 4px rgba(27,58,107,0.06),
    0 12px 32px rgba(27,58,107,0.12),
    0 0 0 1px rgba(232,184,48,0.2);
}
.coverage-card:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }
.coverage-card:active { transform: translateY(-2px); }
.coverage-card-top-bar {
  position: absolute; top: 0; left: 0; right: 0; height: 3px;
  border-radius: 16px 16px 0 0;
}
.coverage-icon {
  width: 56px; height: 56px;
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  transition: background 0.2s ease;
}
.coverage-card:hover .coverage-icon { background: var(--navy); }
.coverage-card:hover .coverage-icon svg { stroke: #fff; }
.coverage-card-title {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--navy-dark);
  letter-spacing: -0.02em;
}
.coverage-card-desc {
  font-size: 0.875rem;
  color: var(--muted);
  line-height: 1.6;
  flex: 1;
}
.coverage-card-link {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--crimson);
  display: flex;
  align-items: center;
  gap: 0.3rem;
  transition: gap 0.2s cubic-bezier(0.34, 1.56, 0.64, 1);
}
.coverage-card:hover .coverage-card-link { gap: 0.6rem; }

/* ═══════════════════════════════════════════════════════
   Q&A PREVIEW CARDS
   ═══════════════════════════════════════════════════════ */
.qa-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.qa-card {
  background: var(--warm-white);
  border: 1.5px solid var(--border);
  border-radius: 16px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: transform 0.2s cubic-bezier(0.34, 1.56, 0.64, 1), box-shadow 0.2s ease;
  box-shadow: 0 1px 2px rgba(27,58,107,0.04), 0 4px 12px rgba(27,58,107,0.06);
  text-decoration: none;
}
.qa-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 4px 16px rgba(27,58,107,0.1), 0 12px 32px rgba(27,58,107,0.08);
}
.qa-card-body { padding: 1.75rem; flex: 1; display: flex; flex-direction: column; gap: 0.75rem; }
.qa-card-topic {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--crimson);
}
.qa-card-title {
  font-size: 1.05rem;
  color: var(--navy-dark);
  line-height: 1.4;
  font-family: 'Playfair Display', Georgia, serif;
}
.qa-card-excerpt {
  font-size: 0.875rem;
  color: var(--muted);
  line-height: 1.7;
  flex: 1;
}
.qa-card-cta {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--crimson);
  display: flex;
  align-items: center;
  gap: 0.35rem;
  margin-top: 0.5rem;
}
.qa-card:hover .qa-card-cta { gap: 0.6rem; }
.qa-view-all {
  text-align: center;
  margin-top: 3rem;
}

/* ═══════════════════════════════════════════════════════
   LIFE STAGES
   ═══════════════════════════════════════════════════════ */
.life-stages-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}
.life-stage-card {
  border-radius: 16px;
  overflow: hidden;
  background: var(--warm-white);
  border: 1px solid var(--border);
  display: flex;
  flex-direction: column;
  box-shadow: 0 1px 2px rgba(27,58,107,0.04), 0 4px 12px rgba(27,58,107,0.06);
  transition: transform 0.2s cubic-bezier(0.34, 1.56, 0.64, 1), box-shadow 0.2s ease;
  text-decoration: none;
}
.life-stage-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 4px 16px rgba(27,58,107,0.1), 0 12px 32px rgba(27,58,107,0.08);
}
.life-stage-photo {
  position: relative;
  aspect-ratio: 4/3;
  overflow: hidden;
}
.life-stage-photo img {
  width: 100%; height: 100%;
  object-fit: cover;
  transition: transform 0.4s ease;
}
.life-stage-card:hover .life-stage-photo img { transform: scale(1.04); }
.life-stage-photo-overlay {
  position: absolute; inset: 0;
  background: linear-gradient(to top, rgba(17,37,73,0.5) 0%, transparent 60%);
}
.life-stage-body { padding: 1.5rem; flex: 1; display: flex; flex-direction: column; gap: 0.5rem; }
.life-stage-title { font-size: 1.1rem; color: var(--navy-dark); }
.life-stage-desc { font-size: 0.85rem; color: var(--muted); line-height: 1.7; flex: 1; }
.life-stage-link {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--crimson);
  margin-top: 0.5rem;
}
.life-stage-card:hover .life-stage-link { text-decoration: underline; }

/* ═══════════════════════════════════════════════════════
   CHECKLIST CTA SECTION (homepage)
   ═══════════════════════════════════════════════════════ */
.checklist-cta-section {
  background: var(--cream);
  padding: 6rem 2rem;
}
.checklist-cta-inner {
  max-width: var(--container);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}
.checklist-cta-photo {
  position: relative;
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 4px 24px rgba(27,58,107,0.15), 0 16px 48px rgba(27,58,107,0.1);
}
.checklist-cta-photo img { width: 100%; display: block; }
.checklist-cta-photo::after {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(to top right, rgba(17,37,73,0.3) 0%, transparent 60%);
}
.checklist-cta-copy { display: flex; flex-direction: column; gap: 1rem; }
.checklist-cta-eyebrow { color: var(--crimson); font-family: 'Inter', sans-serif; font-size: 0.75rem; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; }
.checklist-cta-title { font-size: clamp(1.9rem, 2.5vw, 2.5rem); }
.checklist-cta-body { font-size: 1rem; color: #4B5563; line-height: 1.8; }
.checklist-cta-list {
  display: flex; flex-direction: column; gap: 0.5rem;
  margin: 0.5rem 0;
}
.checklist-cta-list li {
  display: flex; align-items: center; gap: 0.625rem;
  font-size: 0.9rem; color: var(--text);
}
.checklist-cta-list li::before {
  content: '';
  width: 18px; height: 18px; flex-shrink: 0;
  border-radius: 50%;
  background: var(--gold);
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 18 18' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M4 9l4 4 6-7' stroke='%23112549' stroke-width='2' stroke-linecap='round' stroke-linejoin='round' fill='none'/%3E%3C/svg%3E");
  background-size: contain;
}

/* ═══════════════════════════════════════════════════════
   TESTIMONIALS
   ═══════════════════════════════════════════════════════ */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
}
.testimonial {
  background: var(--warm-white);
  border: 1.5px solid var(--border);
  border-radius: 16px;
  padding: 2rem 1.75rem;
  box-shadow: 0 1px 3px rgba(27,58,107,0.05), 0 4px 16px rgba(27,58,107,0.06);
  position: relative;
  overflow: hidden;
}
.testimonial--navy {
  background: var(--navy);
  border: none;
  box-shadow: 0 4px 24px rgba(27,58,107,0.2);
}
.testimonial-top-bar {
  position: absolute; top: 0; left: 0; right: 0; height: 3px;
  border-radius: 16px 16px 0 0;
}
.testimonial-stars { color: var(--gold); font-size: 0.9rem; letter-spacing: 0.05em; margin-bottom: 1rem; }
.testimonial-quote {
  font-size: 0.95rem;
  line-height: 1.8;
  font-style: italic;
  margin-bottom: 1.5rem;
  color: #374151;
}
.testimonial--navy .testimonial-quote { color: rgba(255,255,255,0.85); }
.testimonial-author { display: flex; align-items: center; gap: 0.75rem; }
.testimonial-avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  object-fit: cover;
  flex-shrink: 0;
}
.testimonial-name { font-weight: 600; font-size: 0.9rem; color: var(--navy-dark); display: block; }
.testimonial--navy .testimonial-name { color: #fff; }
.testimonial-location { font-size: 0.8rem; color: var(--muted); display: block; }
.testimonial--navy .testimonial-location { color: rgba(255,255,255,0.5); }

/* ═══════════════════════════════════════════════════════
   FAQ ACCORDION
   ═══════════════════════════════════════════════════════ */
.faq-list { display: flex; flex-direction: column; }
.faq-item { border-bottom: 1px solid var(--border); }
.faq-item:last-child { border-bottom: none; }
.faq-trigger {
  width: 100%;
  text-align: left;
  background: none; border: none; cursor: pointer;
  padding: 1.5rem 0;
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem;
  font-family: 'Inter', sans-serif;
  font-weight: 600;
  font-size: 1rem;
  color: var(--navy-dark);
  transition: color 0.2s ease;
}
.faq-trigger:hover { color: var(--crimson); }
.faq-trigger:focus-visible { outline: 3px solid var(--gold); outline-offset: -3px; border-radius: 4px; }
.faq-icon {
  width: 28px; height: 28px; min-width: 28px;
  border-radius: 50%;
  background: rgba(27,58,107,0.07);
  display: flex; align-items: center; justify-content: center;
  transition: background 0.2s ease, transform 0.3s cubic-bezier(0.34, 1.56, 0.64, 1);
}
.faq-item.open .faq-icon { background: var(--navy); transform: rotate(45deg); }
.faq-item.open .faq-icon svg { stroke: #fff; }
.faq-body { max-height: 0; overflow: hidden; transition: max-height 0.4s cubic-bezier(0.4, 0, 0.2, 1); }
.faq-item.open .faq-body { max-height: 600px; }
.faq-content { padding-bottom: 1.5rem; color: #4B5563; font-size: 0.95rem; line-height: 1.8; }
.faq-content ul { margin: 0.75rem 0 0 1.25rem; display: flex; flex-direction: column; gap: 0.4rem; list-style: disc; }
.faq-content strong { color: var(--navy); }

/* ═══════════════════════════════════════════════════════
   CTA STRIP (dark)
   ═══════════════════════════════════════════════════════ */
.cta-strip {
  background: var(--navy-dark);
  padding: 7rem 2rem;
  position: relative;
  overflow: hidden;
}
.cta-strip::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 50% 70% at 15% 50%, rgba(232,184,48,0.12) 0%, transparent 60%),
    radial-gradient(ellipse 40% 60% at 85% 30%, rgba(139,26,26,0.15) 0%, transparent 55%);
}
.cta-strip-inner {
  max-width: 700px; margin: 0 auto; text-align: center; position: relative;
}
.cta-strip-eyebrow { color: rgba(232,184,48,0.9); margin-bottom: 1rem; }
.cta-strip-title { color: #fff; font-size: clamp(2rem, 3.5vw, 3rem); margin-bottom: 1.25rem; line-height: 1.2; }
.cta-strip-sub { color: rgba(255,255,255,0.7); font-size: 1.05rem; margin-bottom: 2.5rem; line-height: 1.8; }

/* ═══════════════════════════════════════════════════════
   FOOTER
   ═══════════════════════════════════════════════════════ */
.site-footer {
  background: var(--navy-dark);
  border-top: 1px solid rgba(255,255,255,0.06);
  padding: 3.5rem 2rem 2rem;
}
.footer-inner {
  max-width: var(--container);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
}
.footer-wordmark {
  display: block;
  font-family: 'Playfair Display', Georgia, serif;
  font-weight: 700;
  font-size: 1.35rem;
  color: #fff;
  letter-spacing: -0.02em;
  margin-bottom: 1.25rem;
  text-decoration: none;
}
.footer-wordmark .dot { color: var(--gold); }
.footer-tagline {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.5);
  line-height: 1.8;
  max-width: 280px;
}
.footer-social { display: flex; gap: 0.75rem; margin-top: 1.5rem; }
.footer-social-link {
  width: 36px; height: 36px;
  border-radius: 8px;
  background: rgba(255,255,255,0.08);
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,0.6);
  text-decoration: none;
  transition: background 0.2s ease;
}
.footer-social-link:hover { background: rgba(255,255,255,0.15); color: #fff; }
.footer-col-title {
  font-family: 'Inter', sans-serif;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.4);
  margin-bottom: 1.25rem;
}
.footer-links { display: flex; flex-direction: column; gap: 0.625rem; }
.footer-link {
  color: rgba(255,255,255,0.6);
  text-decoration: none;
  font-size: 0.875rem;
  transition: color 0.2s ease;
}
.footer-link:hover { color: #fff; }
.footer-bottom {
  max-width: var(--container);
  margin: 0 auto;
  border-top: 1px solid rgba(255,255,255,0.06);
  padding-top: 1.75rem;
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 2rem;
  flex-wrap: wrap;
}
.footer-disclaimer {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.3);
  line-height: 1.7;
  max-width: 640px;
}
.footer-disclaimer strong { color: rgba(255,255,255,0.45); }
.footer-copy {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.25);
  white-space: nowrap;
}

/* ═══════════════════════════════════════════════════════
   PAGE HEADER (inner pages)
   ═══════════════════════════════════════════════════════ */
.page-header {
  background:
    radial-gradient(ellipse 70% 60% at 10% 20%, rgba(27,58,107,0.07) 0%, transparent 60%),
    radial-gradient(ellipse 50% 50% at 90% 80%, rgba(232,184,48,0.05) 0%, transparent 55%),
    var(--warm-white);
  border-bottom: 1px solid var(--border);
  padding: 4.5rem 2rem 4rem;
  text-align: center;
}
.page-header-eyebrow { margin-bottom: 0.75rem; }
.page-header-title { font-size: clamp(2rem, 3.5vw, 3rem); margin-bottom: 1rem; }
.page-header-sub { font-size: 1.05rem; color: var(--muted); max-width: 540px; margin: 0 auto; line-height: 1.8; }

/* ═══════════════════════════════════════════════════════
   ABOUT PAGE
   ═══════════════════════════════════════════════════════ */
.about-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}
.about-photo {
  position: relative;
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 4px 24px rgba(27,58,107,0.15), 0 16px 48px rgba(27,58,107,0.1);
}
.about-photo img { width: 100%; display: block; }
.about-photo-badge {
  position: absolute;
  bottom: 2rem; left: 2rem;
  background: #fff;
  border-radius: 12px;
  padding: 1rem 1.25rem;
  box-shadow: 0 4px 16px rgba(27,58,107,0.15);
  display: flex; align-items: center; gap: 0.75rem;
}
.about-copy h2 { font-size: clamp(1.75rem, 2.5vw, 2.25rem); margin-bottom: 1.5rem; }
.about-copy p { font-size: 1rem; color: #4B5563; line-height: 1.85; margin-bottom: 1rem; }
.about-copy p:last-child { margin-bottom: 0; }
.values-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
}
.value-card {
  background: var(--warm-white);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}
.value-icon {
  width: 44px; height: 44px;
  border-radius: 12px;
  background: rgba(27,58,107,0.07);
  display: flex; align-items: center; justify-content: center;
  color: var(--navy);
}
.value-card h3 { font-size: 1.05rem; }
.value-card p { font-size: 0.875rem; color: var(--muted); line-height: 1.75; }
.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
}
.team-card {
  background: var(--warm-white);
  border: 1px solid var(--border);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 1px 3px rgba(27,58,107,0.05), 0 4px 16px rgba(27,58,107,0.06);
}
.team-photo { aspect-ratio: 3/4; overflow: hidden; }
.team-photo img { width: 100%; height: 100%; object-fit: cover; }
.team-body { padding: 1.5rem; }
.team-name { font-size: 1.1rem; margin-bottom: 0.25rem; }
.team-title { font-size: 0.8rem; font-weight: 600; color: var(--crimson); letter-spacing: 0.04em; margin-bottom: 0.75rem; }
.team-bio { font-size: 0.875rem; color: var(--muted); line-height: 1.75; }
.about-cta-strip {
  background: var(--navy);
  padding: 4rem 2rem;
  position: relative; overflow: hidden;
}
.about-cta-strip::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 60% 80% at 20% 50%, rgba(232,184,48,0.1) 0%, transparent 60%);
}
.about-cta-inner {
  max-width: var(--container);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 3rem;
  position: relative;
}
.about-cta-copy h2 { color: #fff; font-size: clamp(1.5rem, 2vw, 2rem); }
.about-cta-copy p { color: rgba(255,255,255,0.65); margin-top: 0.5rem; font-size: 0.95rem; }
.about-cta-actions { display: flex; gap: 1rem; flex-shrink: 0; }

/* ═══════════════════════════════════════════════════════
   Q&A ARCHIVE
   ═══════════════════════════════════════════════════════ */
.qa-archive-wrap { padding: 3rem 2rem 5rem; }
.qa-search-bar {
  max-width: 560px;
  margin: 0 auto 2rem;
  position: relative;
}
.qa-search-icon {
  position: absolute; left: 1rem; top: 50%; transform: translateY(-50%);
  color: var(--muted); pointer-events: none;
}
.qa-search-input {
  width: 100%;
  background: var(--warm-white);
  border: 1.5px solid var(--border);
  border-radius: 100px;
  padding: 0.875rem 1rem 0.875rem 3rem;
  font-family: 'Inter', sans-serif;
  font-size: 0.95rem;
  color: var(--navy-dark);
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
  outline: none;
  box-shadow: 0 2px 8px rgba(27,58,107,0.05);
}
.qa-search-input:focus {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(27,58,107,0.1);
}
.qa-filter-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.625rem;
  justify-content: center;
  margin-bottom: 3rem;
}
.qa-filter-btn {
  padding: 0.45rem 1.1rem;
  border-radius: 100px;
  border: 1.5px solid var(--border);
  font-size: 0.83rem;
  font-weight: 500;
  color: var(--navy);
  background: var(--warm-white);
  text-decoration: none;
  cursor: pointer;
  transition: all 0.18s ease;
}
.qa-filter-btn:hover { border-color: var(--navy); background: rgba(27,58,107,0.05); }
.qa-filter-btn.active {
  background: var(--navy);
  border-color: var(--navy);
  color: #fff;
}
.qa-archive-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  max-width: var(--container);
  margin: 0 auto;
}
.qa-no-results {
  text-align: center;
  padding: 3rem;
  color: var(--muted);
  display: none;
  grid-column: 1 / -1;
}
/* Topic overview grid (default landing state) */
.qa-overview { padding-bottom: 3rem; }
.qa-overview-prompt {
  text-align: center;
  color: var(--muted);
  font-size: 0.95rem;
  margin-bottom: 2rem;
  letter-spacing: 0.01em;
}
.qa-overview-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  max-width: var(--container);
  margin: 0 auto;
}
.qa-topic-tile {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.6rem;
  padding: 2rem 1.5rem;
  background: var(--warm-white);
  border: 1.5px solid var(--border);
  border-radius: 12px;
  cursor: pointer;
  text-align: center;
  transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
  font-family: inherit;
}
.qa-topic-tile:hover {
  transform: translateY(-4px);
  box-shadow: 0 4px 16px rgba(27,58,107,0.1), 0 12px 32px rgba(27,58,107,0.08);
  border-color: var(--navy);
}
.qa-tile-icon { color: var(--navy); flex-shrink: 0; }
.qa-tile-name {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy-dark);
  font-family: 'Playfair Display', Georgia, serif;
  line-height: 1.2;
}
.qa-tile-count { font-size: 0.8rem; color: var(--muted); font-weight: 500; }
.qa-overview-or {
  text-align: center;
  margin-top: 1.75rem;
  color: var(--muted);
  font-size: 0.9rem;
}
.qa-overview-all-link {
  background: none;
  border: none;
  cursor: pointer;
  color: var(--crimson);
  font-weight: 600;
  font-size: inherit;
  font-family: inherit;
  text-decoration: underline;
  text-underline-offset: 2px;
}
.qa-overview-all-link:hover { opacity: 0.8; }
@media (max-width: 768px) {
  .qa-overview-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 480px) {
  .qa-overview-grid { grid-template-columns: 1fr; }
  .qa-topic-tile { flex-direction: row; text-align: left; padding: 1.25rem 1.5rem; }
}

.qa-archive-cta {
  background: rgba(27,58,107,0.04);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 2rem;
  text-align: center;
  margin: 3rem auto 0;
  max-width: var(--container);
}
.qa-archive-cta p { color: var(--muted); margin-bottom: 1rem; font-size: 0.95rem; }

/* ═══════════════════════════════════════════════════════
   ARTICLE PAGE
   ═══════════════════════════════════════════════════════ */
.article-layout {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 4rem;
  padding: 3.5rem 2rem 5rem;
  max-width: var(--container);
  margin: 0 auto;
  align-items: start;
}
.breadcrumb { background: var(--warm-white); border-bottom: 1px solid var(--border); padding: 0.875rem 2rem; }
.breadcrumb-list {
  max-width: var(--container); margin: 0 auto;
  display: flex; align-items: center; gap: 0.5rem;
  font-size: 0.82rem; color: var(--muted); flex-wrap: wrap;
  list-style: none; padding: 0;
}
.breadcrumb-list a { color: var(--navy); text-decoration: none; }
.breadcrumb-list a:hover { color: var(--crimson); }
.breadcrumb-list li:last-child { color: var(--navy-dark); font-weight: 500; }
.article-topic-badge {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--crimson);
  background: rgba(139,26,26,0.08);
  border-radius: 100px;
  padding: 0.25rem 0.75rem;
  margin-bottom: 1rem;
  text-decoration: none;
}
.article-title { font-size: clamp(1.75rem, 2.5vw, 2.5rem); margin-bottom: 0.875rem; }
.article-meta {
  display: flex; align-items: center; gap: 0.75rem;
  font-size: 0.82rem; color: var(--muted); margin-bottom: 2rem;
}
.article-meta-sep { color: var(--border); }
.quick-answer {
  background: rgba(27,58,107,0.05);
  border: 1.5px solid rgba(27,58,107,0.12);
  border-left: 4px solid var(--navy);
  border-radius: 12px;
  padding: 1.5rem 1.75rem;
  margin-bottom: 2.5rem;
}
.quick-answer-label {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--navy);
  margin-bottom: 0.625rem;
}
.quick-answer-text { font-size: 0.975rem; color: var(--text); line-height: 1.8; }
.article-content { font-size: 1rem; line-height: 1.85; color: #374151; }
.article-content h2 { font-size: 1.5rem; color: var(--navy-dark); margin: 2.5rem 0 1rem; }
.article-content h3 { font-size: 1.2rem; color: var(--navy-dark); margin: 2rem 0 0.75rem; }
.article-content p { margin-bottom: 1.25rem; }
.article-content ul, .article-content ol { margin: 0 0 1.25rem 1.5rem; display: flex; flex-direction: column; gap: 0.4rem; }
.article-content ul { list-style: disc; }
.article-content ol { list-style: decimal; }
.article-content strong { color: var(--navy-dark); font-weight: 600; }
.article-cta {
  background: rgba(27,58,107,0.04);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 2rem;
  margin-top: 3rem;
  display: flex;
  align-items: center;
  gap: 2rem;
}
.article-cta-text h3 { font-size: 1.1rem; margin-bottom: 0.5rem; }
.article-cta-text p { font-size: 0.875rem; color: var(--muted); line-height: 1.7; }
.article-sidebar { display: flex; flex-direction: column; gap: 1.5rem; position: sticky; top: 88px; }
.sidebar-widget {
  background: var(--warm-white);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 1.5rem;
}
.sidebar-widget-title { font-size: 1rem; margin-bottom: 1rem; }
.sidebar-related-list { display: flex; flex-direction: column; gap: 0.75rem; margin-bottom: 1rem; }
.sidebar-related-link {
  font-size: 0.875rem;
  color: var(--navy);
  line-height: 1.5;
  text-decoration: none;
  transition: color 0.2s ease;
}
.sidebar-related-link:hover { color: var(--crimson); }
.sidebar-view-all { font-size: 0.82rem; font-weight: 600; color: var(--crimson); text-decoration: none; }
.sidebar-cta-widget { background: var(--navy); }
.sidebar-cta-widget p { color: rgba(255,255,255,0.8); font-size: 0.875rem; line-height: 1.7; margin-bottom: 1.25rem; }

/* ═══════════════════════════════════════════════════════
   CHECKLIST PAGE
   ═══════════════════════════════════════════════════════ */
.checklist-page-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: start;
  padding: 4rem 2rem 6rem;
  max-width: var(--container);
  margin: 0 auto;
}
.checklist-preview-doc {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 2.5rem 2rem;
  box-shadow: 0 4px 24px rgba(27,58,107,0.1), 0 1px 4px rgba(27,58,107,0.05);
  position: relative;
}
.checklist-preview-doc::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 4px;
  background: linear-gradient(90deg, var(--navy), var(--gold));
  border-radius: 16px 16px 0 0;
}
.checklist-doc-brand { font-size: 0.75rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--crimson); margin-bottom: 0.75rem; }
.checklist-doc-title { font-size: 1.35rem; margin-bottom: 0.5rem; }
.checklist-doc-sub { font-size: 0.875rem; color: var(--muted); line-height: 1.7; margin-bottom: 1.75rem; }
.checklist-preview-list { display: flex; flex-direction: column; gap: 0.75rem; margin-bottom: 1.75rem; }
.checklist-preview-list li {
  display: flex; align-items: center; gap: 0.75rem;
  font-size: 0.9rem; color: var(--text);
}
.checklist-check {
  width: 22px; height: 22px; flex-shrink: 0;
  border-radius: 50%;
  background: rgba(27,58,107,0.08);
  display: flex; align-items: center; justify-content: center;
  color: var(--navy);
  font-size: 0.7rem;
}
.checklist-preview-footer { font-size: 0.78rem; color: var(--muted); border-top: 1px solid var(--border); padding-top: 1rem; }
.checklist-trust-points { display: flex; flex-direction: column; gap: 0.875rem; margin-top: 1.5rem; }
.checklist-trust-item {
  display: flex; align-items: center; gap: 0.625rem;
  font-size: 0.875rem; color: var(--muted);
}
.checklist-trust-item svg { color: var(--navy); flex-shrink: 0; }
.checklist-success {
  background: var(--warm-white);
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 3rem 2rem;
  text-align: center;
  display: none;
}
.checklist-success.visible { display: block; }
.success-icon { color: #059669; margin: 0 auto 1.25rem; }
.checklist-success h3 { font-size: 1.5rem; margin-bottom: 0.75rem; }
.checklist-success p { color: var(--muted); margin-bottom: 1.5rem; }
.success-note { font-size: 0.82rem; color: var(--muted); margin-top: 1rem; margin-bottom: 0; }

/* ═══════════════════════════════════════════════════════
   ANIMATIONS
   ═══════════════════════════════════════════════════════ */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(20px); }
  to   { opacity: 1; transform: translateY(0); }
}
.fade-up { animation: fadeUp 0.6s cubic-bezier(0.34, 1.2, 0.64, 1) both; }
.delay-1 { animation-delay: 0.1s; }
.delay-2 { animation-delay: 0.2s; }
.delay-3 { animation-delay: 0.35s; }

/* ═══════════════════════════════════════════════════════
   UTILITY
   ═══════════════════════════════════════════════════════ */
.sr-only {
  position: absolute; width: 1px; height: 1px;
  padding: 0; margin: -1px; overflow: hidden;
  clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}
.text-center { text-align: center; }
.stars { color: var(--gold); letter-spacing: 0.05em; }

/* ═══════════════════════════════════════════════════════
   SCROLLBAR
   ═══════════════════════════════════════════════════════ */
::-webkit-scrollbar { width: 8px; }
::-webkit-scrollbar-track { background: var(--cream); }
::-webkit-scrollbar-thumb { background: rgba(27,58,107,0.2); border-radius: 4px; }
::-webkit-scrollbar-thumb:hover { background: rgba(27,58,107,0.4); }

/* ═══════════════════════════════════════════════════════
   WORDPRESS NAV MENU
   ═══════════════════════════════════════════════════════ */
/* WP wraps menu items in <ul><li> — strip visual list styling */
.nav-links ul {
  display: flex;
  align-items: center;
  gap: 2rem;
  margin: 0;
  padding: 0;
  list-style: none;
}
.nav-links li { list-style: none; }
/* Current page active state — WP adds current-menu-item class */
.nav-links li.current-menu-item > a,
.nav-links li.current-page-ancestor > a {
  color: var(--crimson);
}
.nav-links li.current-menu-item > a::after,
.nav-links li.current-page-ancestor > a::after {
  width: 100%;
}
/* "Get My Checklist" nav button — add class nav-btn to menu item */
.nav-links li.nav-btn > a {
  display: inline-flex;
  align-items: center;
  padding: 0.55rem 1.25rem;
  border-radius: 8px;
  font-size: 0.875rem;
  font-weight: 600;
  background: var(--gold);
  color: var(--navy-dark) !important;
  text-decoration: none;
  letter-spacing: 0.01em;
  box-shadow: 0 1px 2px rgba(232,184,48,0.25), 0 4px 12px rgba(232,184,48,0.3);
  transition: background 0.2s ease, transform 0.15s ease;
}
.nav-links li.nav-btn > a:hover {
  background: #d4a820;
  transform: translateY(-1px);
}
.nav-links li.nav-btn > a::after { display: none; }

/* ═══════════════════════════════════════════════════════
   CONTACT FORM 7 OVERRIDES
   ═══════════════════════════════════════════════════════ */
.wpcf7 { width: 100%; }
.wpcf7-form { display: flex; flex-direction: column; gap: 1rem; }

/* CF7 response output message */
.wpcf7-response-output {
  border-radius: 8px;
  padding: 0.75rem 1rem;
  font-size: 0.875rem;
  margin-top: 0.75rem !important;
  border: none !important;
}
.wpcf7-mail-sent-ok {
  background: #d1fae5 !important;
  color: #065f46 !important;
  border: 1px solid #a7f3d0 !important;
}
.wpcf7-validation-errors,
.wpcf7-spam-blocked,
.wpcf7-acceptance-missing {
  background: #fee2e2 !important;
  color: #991b1b !important;
  border: 1px solid #fca5a5 !important;
}

/* CF7 invalid field state */
.wpcf7-not-valid { border-color: #dc2626 !important; }
.wpcf7-not-valid-tip {
  font-size: 0.78rem;
  color: #dc2626;
  margin-top: 0.25rem;
  display: block;
}

/* CF7 submit button — styled to match .btn.btn-gold.btn--full.btn--lg */
.wpcf7-submit {
  width: 100%;
  background: var(--gold);
  color: var(--navy-dark);
  font-family: 'Inter', sans-serif;
  font-weight: 700;
  font-size: 1rem;
  padding: 1rem 2.5rem;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  margin-top: 0.25rem;
  letter-spacing: 0.02em;
  box-shadow: 0 1px 2px rgba(232,184,48,0.3), 0 4px 16px rgba(232,184,48,0.35), 0 8px 32px rgba(232,184,48,0.15);
  transition: background 0.2s ease, transform 0.15s cubic-bezier(0.34, 1.56, 0.64, 1), box-shadow 0.2s ease;
}
.wpcf7-submit:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 2px 4px rgba(232,184,48,0.3), 0 8px 24px rgba(232,184,48,0.45);
}
.wpcf7-submit:focus-visible { outline: 3px solid var(--navy); outline-offset: 3px; }

/* CF7 radio with life-stage-pills wrapper */
.life-stage-pills .wpcf7-list-item {
  display: inline-block;
  margin: 0;
  padding: 0;
}
.life-stage-pills .wpcf7-list-item label {
  position: relative;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
}
.life-stage-pills .wpcf7-list-item input[type="radio"] {
  position: absolute;
  opacity: 0;
  width: 0; height: 0;
}
.life-stage-pills .wpcf7-list-item-label {
  display: inline-flex;
  align-items: center;
  padding: 0.4rem 0.875rem;
  border-radius: 100px;
  border: 1.5px solid rgba(27,58,107,0.2);
  font-size: 0.8rem;
  font-weight: 500;
  color: var(--navy);
  background: var(--cream);
  transition: all 0.18s ease;
  user-select: none;
  line-height: 1;
  cursor: pointer;
}
.life-stage-pills .wpcf7-list-item:hover .wpcf7-list-item-label {
  border-color: var(--navy);
  background: rgba(27,58,107,0.05);
}
.life-stage-pills .wpcf7-list-item input:checked ~ .wpcf7-list-item-label {
  background: var(--navy);
  border-color: var(--navy);
  color: #fff;
}

/* CF7 spinner (hide default) */
.wpcf7-spinner { display: none !important; }